Legal analysis: 1, financial risk. Because of the financial nature of financial leasing, financial risks exist in the whole financing process. For the lessor, the biggest risk is the lessee's ability to repay the lease, which will affect the operation and survival of the leasing company. Therefore, from the beginning of project approval, we should pay attention to the risk of leaseback. 2. Risk of product market. Generally speaking, whether it is financing lease, loan or investment, as long as the funds are used to purchase equipment or technological transformation, we must consider the market risk of leasing equipment to produce products. This requires understanding the market, market share, market product trends, consumption structure and consumers. Mentality and spending power. If these factors are not fully understood and investigated in detail, market risks may increase. 3. Trade risks. Because financial leasing has trade characteristics, trade risks actually exist from our order negotiation, testing and acceptance. With the development of China's commodity trade, as far as the market is concerned, corresponding systems and preventive measures have been established, such as commodity inspection, credit consultation, letter of credit payment, transportation insurance and so on. , has taken remedial measures for trade risks.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 735 A financial lease contract is a contract in which the lessor purchases the lease item from the seller according to the lessee's choice of the seller and the lease item, provides it to the lessee for use, and the lessee pays the rent.
Article 736 The contents of a financial lease contract generally include the name, quantity, specifications, technical performance, inspection method, lease term, rent composition, payment term, method and currency of the lease item, and the ownership of the lease item at the expiration of the lease term.
Article 737 A financial lease contract concluded by the parties with a virtual lease item is invalid.
Article 738 Where the laws and administrative regulations stipulate that the operation and use of the lease item shall obtain an administrative license, the lessor's failure to obtain an administrative license shall not affect the validity of the financial lease contract.