Know the specific situation: Know the specific situation of loans overdue as soon as possible, including the overdue amount and time. And understand why the company wants you to borrow money to buy a car.
Communicate with the company: Communicate with the auto trade company to find out whether they can help you solve the problem in loans overdue or whether you can drop the lawsuit. If the company refuses to help, it can consider taking other measures.
Seek legal aid: if you are sued by the court, you can seek legal aid, contact a lawyer or legal aid center to understand your rights and obligations and countermeasures.
Negotiation with the bank: If your bank card is frozen, you can negotiate with the bank and provide the bank with relevant supporting materials, such as repayment plan and income certificate, to prove your repayment ability. If the bank agrees to unfreeze the account, it needs to repay it in time to avoid being frozen again.
Positive Response: No matter what measures are taken, we should actively respond to the problem, try our best to solve the loans overdue problem and avoid further losses and consequences.
Above all, don't run away from the problem. Only by actively facing and solving it can we get out of the predicament as soon as possible.