Overview of e-commerce finance

E-commerce finance generally refers to P2P network and financial services provided by e-commerce, such as Internet payment currency, Internet credit, supply chain finance, pre-sale order financing, cross-border cooperative finance, intermediary business, currency exchange, account pre-deposit, payment tools and mobile payment. The difference between e-commerce finance and traditional finance lies not only in the different media used in financial business, but also in the fact that financial participants know the essence of "openness, equality, cooperation and sharing" of the Internet, and rely on the network platform to make traditional financial business have a series of characteristics such as greater transparency, higher participation, better collaboration, lower intermediate cost and more convenient operation. With Internet technology as the core, we will expand financing channels for small and micro enterprises and solve the effective use of idle funds in society. With the trend of the times and the development of science and technology, the rapid development of e-commerce finance has brought great changes to our life and work.