Introduction: Entrepreneurship is a way that many people will choose now, so what are the relevant financing methods for venture capital companies to prepare for financing? Next, I bring you the collected articles, welcome to read!
The first is the IMF, which borrows money from fake stocks.
As the name implies, the so-called fake stock secret loan means that investors invest in projects in the form of shares, but actually do not participate in project management. Withdraw from the project at a certain time. This method is mostly adopted by foreign funds. The disadvantage is that the operation cycle is long, and it is necessary to change the shareholder structure and even the nature of the company. There are many foreign funds, so if you invest in this way, the nature of domestic companies will be changed to Sino-foreign joint ventures.
The second is the bank acceptance bill.
The investor will transfer a certain amount, such as 1 billion yuan, to the company account of the project party, and then immediately ask the bank to open a bank acceptance bill of 1 billion yuan. Investors take away bank acceptance bills. This financing method is of great benefit to investors, because it actually turns 1 100 million yuan into several uses. He can take this 100 million yuan bank acceptance bill to other banks and post another 100 million yuan. At least 20% off. But the question is, can the bank draw an acceptance bill of 1 100 million yuan with the 1 100 million yuan in the company account? Probably only 80% to 90% banks will accept it. Even if 100% is accepted by the bank, it is still a question how much money the bank allows you to use in the company account. It depends on the level of the company and its relationship with the bank. In addition, the biggest drawback of acceptance is that according to national regulations, bank acceptance can only be opened for 12 months at most. Most places can only be opened for half a year. That is, the fee must be renewed every 6 months or 1 year. It's troublesome to use money for a long time.
The third is direct deposit.
This is the most difficult financing method. Because direct deposit is against bank regulations, the relationship between enterprises and banks must be particularly good. The investor shall open an account in the bank designated by the project party and deposit the specified amount into his own account. Then sign an agreement with the bank. Ensure that the money can't be used up within the specified time. According to this amount, the bank gives the project party a loan less than or equal to the same amount. Note: We promise not to pledge the bank here. I don't agree to mortgage the money. It is another financing method called large pledged deposit that agrees to pledge. Of course, that kind of financing also has its own violations of bank regulations. That is, the bank needs to sign a letter of commitment to ensure that the payment is completed 30 days before the maturity. In fact, after he gets this thing, he can take it to other banks for refinancing.
The fourth type is bank letter of credit (large pledged deposit).
The state has a policy that a bank letter of credit issued by a global commercial bank (such as Citigroup) that agrees to finance an enterprise is regarded as having the same amount of deposit in the enterprise account. In the past, many enterprises used this kind of bank letter of credit to circle money. Therefore, the national policy has changed slightly, and it is difficult for domestic enterprises to raise funds in this way. Only wholly foreign-owned enterprises and Sino-foreign joint ventures are allowed. Therefore, if domestic enterprises want to raise funds in this way, they must first change the nature of the enterprise.
The fifth is entrusted loans.
The so-called entrusted loan means that the investor sets up a special fund account for the project party in the bank, then transfers the money into the special fund account and entrusts the bank to lend money to the project party. This is a relatively easy way of financing. Usually, the audit of the project is not very strict, and the bank is required to make a commitment to collect interest and repay the principal from the project party every year. Of course, those who don't repay the principal only need to promise to collect interest every year.
The sixth is direct payment.
Direct payment means direct investment. Such strictly examined projects often require fixed assets mortgage or bank guarantee. Interest is also relatively high. Mostly short-term. The minimum personal contact is 18 annual interest. Generally above 20.
The seventh is hedge funds.
There is a kind of entrusted loan in the market that does not repay the principal and interest, and it is a typical hedge fund.
The eighth is loan guarantee.
More investment guarantee companies in the market can obtain much-needed funds by paying higher interest than banks.
Nine is the P2P financing model.
P2P finance has begun to take shape in China, but there is no clear legislation at this stage, and domestic microfinance is mainly presided over by "China Microfinance Association". The legal basis for reference is mainly "the first case of national online loan dispute or the result of Ali Small Loan winning". With the development of network and social progress, the regularity and legitimacy of this financial service will be gradually strengthened, and the advantages of network technology will be brought into play under effective supervision to realize the ideal of inclusive finance. The P2C model advocated by Ai Investment matches the lending between individuals and enterprises. Experts believe that its model is closer to crowdfunding. P2C Internet microfinance model is not only very attractive to investors in terms of annualized rate of return, but also the multi-guarantee cooperation system of offline financial guarantee institutions fundamentally solves the principle problem of Internet financial risk control integrity, allowing professional institutions to do professional things, which is a structured design concept that loves investment. P2C model can effectively integrate the participation of all parties, give full play to their respective advantages, realize the efficient use of resources, and help the majority of small and medium-sized enterprises to "quickly" raise funds.
P2P mode is still a gray field in China, so it needs to be cautious and legal to choose financing methods.
I have finished sorting out the paragraph about the financing mode of venture capital. For readers who want to know more about the financing methods of venture capital, or have questions or questions about venture capital, please visit Kuaifa official website or call 400-8646-00 1 for consultation. Now there is a growing trend that professional things are done for professional people. In fact, trademark registration can be won as long as the enterprise is willing to run by itself, but it is time-consuming and laborious. In fact, I still suggest that you find a professional and reliable agency to apply for it. You only need to pay a very low fee to help you get it, and the pass rate will be higher.
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