1. There are two ways to transfer funds from public accounts to private accounts:
1. Pay wages through online banking transfer, with a limit of 50,000 yuan and a single handling fee of 4 yuan;
2. Carry the company settlement card directly to the teller machine for transfer, without paying the handling fee, with a single limit of 50,000 yuan, a cumulative limit of 200,000 yuan a day and a cumulative limit of 2 million yuan a month. It depends on the regulations of the bank.
It is impossible to transfer money to a private account without reasonable reasons or having nothing to do with the company's operation. Once the abnormal flow of funds is found, it will be checked.
Second, what are the risks of private revolution?
1, suspected of tax evasion:
Original vouchers are needed when the company's financial accounts are made, but many fund accounts transferred through personal accounts are opaque and have no tax payment vouchers according to law, so it is very likely that VAT invoices will not be provided, and enterprises will be punished for paying huge taxes on suspicion of tax evasion.
2. Suspected of misappropriating public funds:
The company's accounts must be bright and well documented. When transferring from the company account to the boss's private card, it is difficult to distinguish whether the underlying items are public or private. According to the law, the company's funds must be strictly supervised and cannot be misappropriated. Once misappropriation of public funds is found, it will be severely convicted and sentenced.
3. Suspected of money laundering:
Once the accumulated amount of large-sum receipts in personal accounts is too large, banks will be listed as key monitoring objects to check whether there is the possibility of money laundering. Not only large sums of money are listed as key monitoring objects, but also objects with more cumulative collection times in one year.
4, according to the provisions of the large payment transactions:
The transfer of funds between individual bank settlement accounts and between individual bank settlement accounts and unit bank settlement accounts with the amount exceeding 200,000 yuan is a large transaction, and the cash receipt and payment of individual bank settlement accounts with the accumulated amount exceeding 6,543,800 yuan in a short period of time is a suspicious transaction.
Legal basis:
Measures for the administration of RMB bank settlement accounts
Article 25 Where a bank opens a general deposit account, a special deposit account or a temporary deposit account for depositors, it shall notify the basic deposit account bank in writing within 3 working days from the date of opening the account.
Twenty-sixth depositors to apply for opening a unit bank settlement account, can be handled directly by the legal representative or the person in charge of the unit, can also entrust others to handle.
Directly handled by the legal representative or the person in charge of the unit, in addition to the corresponding supporting documents, the identity certificate of the legal representative or the person in charge of the unit shall also be issued; If it entrusts others to handle it, in addition to the corresponding supporting documents, it shall also issue the power of attorney of its legal representative or person in charge of the unit and its identity certificate, as well as the identity certificate of the authorized person.