A large number of financial resources of Guangfa Bank:
This loan is a pure credit personal consumption loan promoted by Guangfa Bank, with a maximum loan amount of 200,000 yuan and a maximum loan period of 3 years. Applicants are required to earn more than 6,000 yuan a month before tax and work continuously in the current unit for more than 1 year. Only civil servants, employees of public institutions, listed companies, top 500 enterprises and executives of listed companies can apply for the exam.
1, product advantages:
(1) There is no need to provide collateral or guarantee from others.
(2) The maximum loan amount can reach 200,000.
(3) The longest loan period is 3 years.
(4) The application materials are complete, and the loan can be released within 10 working days.
2. Loan terms:
(1) Income requirements: The monthly income before tax is more than 6,000 yuan, and running wages are required.
(2) Working years: continuous work in the current unit 12 months.
(3) Property requirements: Huizhou property under the name must be provided (no mortgage is required).
(4) Industry restrictions: Only civil servants and institutions, listed companies, top 500 enterprises and executives of listed companies can apply for the exam.
3. Application materials:
(1) Identification certificate of both husband and wife (spouse is not required).
(2) Household registration book or marriage certificate.
(3) Proof of assets: such as real estate license and automobile driving license.
(4) Work permit: work permit, certificate issued by personnel department and labor contract.
(5) Income certificate: a certificate issued by the financial department.
(6) A continuous and complete personal bank statement in the last three months (stamped with the official seal of the bank).
Two. What's the interest rate of CGB's corporate large loan?
It is reported that on 20 14, Guangfa Bank made a loan. The following is the benchmark interest rate of central bank loans for 20 14 years: all loan units: six months, 5.6%- 15%, three to five years, 6.4%, more than five years and 6.55%.
Three. Interest rate of corporate loans of Nanning Guangfa Bank
4.35%。 According to official website, Guangxi News, the corporate loan interest rate of Nanning Guangfa Bank is 4.35%, which is the benchmark interest rate issued by the central bank. The loan interest rate is the interest rate charged by banks and other financial institutions to borrowers when they issue loans.
4. What is the interest rate of the second e-loan of Guangfa Bank 1 1,000 years?
Guangfa e-second loan interest will rise. Compared with the bank's loan interest rate, the interest rate of Guangfa E-second loan will rise to a certain extent, but compared with the same type of personal credit consumer loan products, its interest rate is still relatively low. The monthly interest rate 1.25% and the annual interest rate 15% of users of Guangfa e-second loan savings card. That is to say, when Guangfa E-second Loan 10000, the annual interest rate is 1500.
In addition, if it is a savings card user of other banks, the monthly interest rate is 1.5%, which is equivalent to the annual interest rate of 18%, and the interest rate is higher in the bank's consumer loans. However, once users apply, they will enjoy a 5-year revolving quota, which will be borrowed as needed and bear interest on a daily basis.