What are the five scams of P2P online lending and the usual tricks of the platform?

Among the five scams of P2P online lending, what are the usual tricks of the platform? 1 of course, the so-called low interest rate, even the current XX treasure and XX loan, promotes the daily profit of five ten thousandths. Actually, it's 24% annualized.

2, there is no guarantee, and many platforms advertise that they only need one ID card. But why do people dare to lend you money without a mortgage? Don't you have an x number in your heart? Because people will definitely take it back.

3. Not interested. Many platforms don't need interest promotion. Indeed, they don't need interest within the prescribed time limit, but how many people do? Once the online loan is opened, it will not stop.

Common deception 1: bait for high annualized income

In order to attract more funds in a short period of time to facilitate running or "robbing Peter to pay Paul", fraud platforms often "fish as bait" in the form of high annualized income. In fact, experienced investors can see something fishy at a glance, but people who lack the awareness of risk prevention are easily tempted by such high annualized returns.

Common deception 2: false propaganda

In order to attract more users, many platforms often bluff and exaggerate publicity when promoting. For example, some platforms say that they are state-owned platforms with little or no state-owned assets, or hire some experts and professors from the financial and academic circles as enterprise consultants, claiming how many successful projects they have had, etc., which is seriously divorced from the facts.

Common trick 3: sending fake labels to melt themselves.

For investors, false bidding and self-financing have become two minefields. How to distinguish has become a key issue in the process of investment and financial management. To tell the truth, it is still difficult to distinguish effectively.

What p2p online lending platforms are there in Ningbo?

Shaoxing belongs to Zhejiang province. You can check the investment platforms in Zhejiang province on other websites with complete platforms, and then choose Shaoxing local, as well as platform early warning. To ensure the safety of investors' funds.

What P2P online lending platforms are there in Guizhou? When choosing a platform, you can pay attention to the following points and choose the platform that suits you:

1, see the registration threshold:

Look at the registered capital of the platform, find out the base, and block the platform without financial ability to reduce risks.

2. Look at the risk margin:

Risk margin, also called risk reserve fund and risk margin, is one of the most commonly used security guarantee methods for many platforms at present. When the investment projects on the platform are overdue, the platform will withdraw funds from the risk margin account to advance the principal or principal and interest for investors.

3. Third-party guarantee:

The platform uses a third-party guarantee company to guarantee the principal and interest of the investment projects on the platform, which is safer than the risk deposit.

4. Look at high returns rationally:

Generally, the annualized income of such platforms is between 8.8- 15.8%. When the interest rates of some platforms are too high, we must be vigilant.

The above points are for reference only. You should choose according to your needs. Investment is risky and financial management needs to be cautious. I wish you a happy life ~

What loans need to be prepared for the expense "pit" of P2P online lending platform:

1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;

2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;

3. Provide proof of stable income sources: bank flow sheet, labor contract, etc.

4. Other information stipulated by the bank.

Which P2P online lending platforms in Hunan need to handle personal loans, I suggest you choose the banking channel.

If you have a smart card of China Merchants Bank, you can log in to the mobile banking, click on "My"-"All"-"Loan"-"I want a loan", and try to check whether you are qualified to apply for a "lightning loan" through this interface. If so, you can try to apply.

What suggestions does Shenzhen p2p online lending platform have to make loans through formal channels of banks?

Agricultural Bank of China has launched online loan business. Netjet loan is the abbreviation of personal self-help micro-credit consumer loan, which refers to the micro-credit consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions. Customers apply for it by themselves, receive it quickly and use the letter by themselves.

Registered customers of e-banking (and bound with second-generation K-Bao) can apply for self-service through personal online banking and pocket banking.

Details of the loan can be found in official website, Agricultural Bank of China (ABC). //Personal services/loans/consumer loans/20161/t 20161165438 _ 946638).

Which P2P online lending platforms in Shandong have no geographical restrictions, and you have chosen the right one!

1, choose the big platform first; Choose a platform for more than 3 years; Choose a platform with basically no negative news; It will be much safer this way.

2. Secondly, choose a platform with a revenue of about 7%- 15%; This is very important! Choose to check whether the platform in industrial and commercial registration has the background of state-owned assets, listed companies, banks and insurance departments. If so, it will be much safer.

Finally, don't put the eggs in the same basket. In other words, in order to diversify investment risks, it is necessary to choose more than two platforms for investment, so as to share investment risks.

For example, the return on investment in love is about 7- 15%, which can be understood.

I wonder which p2p online lending platforms are available in Yunnan? I have used online loans before and the interest rate is too high. I can't stand more than 20 points. If your brother can't borrow online, don't go to the online lending platform.

What p2p online lending platforms are there in Beijing? The landlord is happy to solve your problem:

There are still some p2p platforms in Beijing. I know what you said about an credit is a big platform. If the landlord wants to do it, you can rest assured, but still remind the landlord that after all, it is an investment and the risk is inevitable. Therefore, the landlord should be psychologically prepared and suggest that the landlord test the water before making a major decision.

I hope I can solve your problem.