The "risk control" of loans means that financial institutions conduct a comprehensive investigation and understanding of individuals or enterprises applying for loans through some legal channels, such as the evaluation of the production scale, core competitiveness, asset scale, operation and prospects of enterprises, personal credit information and previous loans, so as to control the risks of enterprises or individuals before loans, which has an important reference role for lending institutions to decide whether to issue loans.
2. What does 2.p2p risk control mean?
1. It is necessary to implement risk prevention and control in every link, and strictly review before lending to avoid fraud risks to the greatest extent;
2. Effectively monitor the loan, monitor and track the repayment status in real time, and avoid post-loan risks;
3. Post-loan follow-up management, through timely reminding repayment, professional collection and related legal means to deal with overdue.
4. Huifa Risk Information Network is widely used in customer access, credit evaluation, post-loan management, debt collection and other business links. You can inquire more relevant information on it, and finally make corresponding evaluation to reduce risks.
Three, the loan business risk control rules include ().
Correct answers: A, B, C, D, E Analysis: This topic examines the loan industry.
Fourth, what is big data risk control? How to combine with loans?
The so-called big data risk control is to use big data technology to control risk factors, such as "risk investigation". This is a lot of risk data to show the value at risk, including multi-head lending, social security accumulation fund, operators and Xue Xin. Com, face recognition and other technologies, multi-dimensional, different data, so as to reduce credit risk as much as possible.