How to calculate the foreclosure interest of second-hand houses in Shenzhen?

1, this interest is really difficult to calculate. There are cases in which foreclosure interest and handling fees are included, with high handling fees and low interest rates and high handling fees with low interest rates. For example, the foreclosure fund 1 10,000, the interest is divided into five points, the handling fee 1-2 points, or the interest is two points, and the handling fee is within one point. Although foreclosure is a common occurrence in real estate transactions.

2. In the real estate transaction, if the real estate is mortgaged by the bank, it is necessary to repay the bank debt before the real transaction can be carried out. Short-term foreclosures in real estate transactions are basically operated by guarantee companies, financial institutions or intermediary companies themselves. At the same time, in real estate transactions, there are bank mortgages and secondary mortgages of financial companies. Different situations charge different fees.

3. The high-risk interest rate of transactional real estate is relatively high, and the low-risk natural interest rate is also low. For different risk levels, for example, the high risk interest rate is 5 points 1 gross, and the low risk interest rate is 2 points. Different customers will have different charges. For example, customers who know nothing may charge more, those who know a little will charge less, those who spend more will charge more, those who spend less will charge less, and so on. However, there is still no unified standard for fees, and basically it is coordinated by the third party and the undertaker of foreclosure fees.