What if the online loan has no money and is still being sued?

Legal analysis: Need specific analysis. If the party is proved to be unable to repay, it shall negotiate and mediate with the platform to extend the repayment period or return it in installments. If the parties fail to perform the court's judgment, the platform can apply to the court for enforcement, and will seal up, freeze, transfer or change the price of the real estate, vehicles, securities and deposits under the name of the parties according to law.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 122

Where mediation is applied to a civil dispute brought by a party to a people's court, mediation shall be conducted first, unless the party refuses to mediate. Article 145 Application for withdrawal of a lawsuit

Before the verdict is pronounced, if the plaintiff applies to withdraw the lawsuit, whether it is allowed or not shall be decided by the people's court. If the people's court decides that the withdrawal of the lawsuit is not allowed, the plaintiff may make a judgment by default if he refuses to appear in court after being summoned by summons without justifiable reasons.

Article 252

If the person subjected to execution fails to perform the act specified in the judgment, ruling or other legal documents according to the notice of execution, the people's court may enforce it or entrust the relevant unit or other person to complete it, and the expenses shall be borne by the person subjected to execution.

Article 242

If the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other property of the person subjected to execution from the relevant units. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.