Does the insurance company bear the legal fees?

Legal analysis: After a traffic accident, insurance companies generally do not bear the prosecution fees for traffic accidents, but there are some special circumstances that can be borne by insurance companies. For example, the insurance company is slow to exercise its obligation to compensate for personal injury, which leads to litigation.

Legal basis: Article 66 of People's Republic of China (PRC) Insurance Law. If the insured of liability insurance is sued for arbitration or litigation due to an insurance accident that causes damage to a third party, the insurer shall bear the arbitration or litigation expenses and other necessary and reasonable expenses paid by the insured, unless otherwise stipulated in the contract.

Article 118 of the Civil Procedure Law of People's Republic of China (PRC) * * * When conducting a civil lawsuit, the parties shall pay the case acceptance fee in accordance with the regulations. In addition to paying the case acceptance fee, property cases also pay other litigation fees in accordance with regulations. If it is really difficult for the parties to pay the legal fees, they may apply to the people's court for deferment, reduction or exemption in accordance with regulations. Measures for charging litigation fees shall be formulated separately.