Is Changchun Dihai Microfinance Formal?

Changchun Dihai microfinance is formal. Changchun Dihai Microfinance Company is a legally registered financial institution with relevant financial licenses and business qualifications. This means accepting the supervision and management of the regulatory agencies, thus ensuring the legality and standardization of the loan business. Moreover, Changchun Dihai Microfinance Company will provide customers with a clear loan contract, indicating key information such as loan amount, interest rate, repayment method and term, so Changchun Dihai Microfinance is formal. Loan refers to the behavior that financial institutions provide a certain amount of funds to individuals or enterprises under certain conditions and require borrowers to repay principal and interest at the agreed time and interest rate.