What are the businesses of loan companies?

A loan company refers to a non-deposit financial institution established in rural areas by domestic commercial banks or rural cooperative banks with the approval of China Banking Regulatory Commission according to relevant laws and regulations.

Loan companies must adhere to the business purpose of serving the development of farmers, agriculture and rural economy, and the investment of loans is mainly used to support the development of farmers, agriculture and rural economy.

On August 1 1, 2009, the CBRC issued the Notice on the Management Provisions of Loan Companies, which standardized the behavior of loan companies in China.

The business of the loan company includes: handling various loans, discounting bills, asset transfer, settlement under loans, and handling other asset businesses approved by the China Banking Regulatory Commission.