Consequences of non-repayment of loans:
1. If there is really no repayment ability, the repayment period will be extended.
2. If the lender fails to perform the judgment within the performance period after winning the case, it will apply for enforcement.
After the implementation of the system, the real estate, vehicles, securities and deposits under the name of the lender will be inquired according to law.
4. If the lender refuses to perform the effective judgment, negative information such as overdue repayment will be recorded in the personal credit report and may be detained by the judiciary.
Second, lend money to the company in the name of an individual. A year later, the company still hasn't. What should individuals do?
Borrow money from a bank in its own name. The money is for the company. If you don't use it yourself, it actually becomes a platform for borrowing. If the company fails to repay the loan according to the time stipulated by the bank, then the bank will find the borrower, the borrower is you, and the first responsible person is the borrower, that is, the money you borrowed. This idea should be clear. If the company guarantees you something that is equivalent to what you borrowed, then decide whether to do it for the company according to your personal wishes, mainly according to your personal wishes. Risks have been mentioned above. If the company doesn't pay back, the bank will let you pay back directly. If the bank can give you a time deposit certificate, the amount includes the principal and interest of your loan, and the time is the same as the repayment time, so the risk is not great.
Three, the company in the name of individuals, to real estate, land as a mortgage loan, the company used, overdue. ...
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4. What should I do now if I borrow money from my company in my own name and the company doesn't repay it?
Borrow money from a bank in its own name. The money is for the company. If you don't use it yourself, it actually becomes a platform for borrowing.
If the company fails to repay the loan according to the time stipulated by the bank, then the bank will find the borrower, the borrower is you, and the first responsible person is the borrower, that is, the money you borrowed. This idea should be clear.
If the company guarantees you something that is equivalent to what you borrowed, then decide whether to do it for the company according to your personal wishes, mainly according to your personal wishes. Risks have been mentioned above. If the company doesn't pay back, the bank will let you pay back directly.
If the bank can give you a time deposit certificate, the amount includes the principal and interest of your loan, and the time is the same as the repayment time, so the risk is not great.