Which online loan is Hebei Happiness Consumer Finance?

Hebei Happiness Consumer Finance Co., Ltd. was jointly established by Zhangjiakou Bank, UCAR and Blue Whale Holdings. It is the first consumer finance company in Hebei Province approved by the former CBRC. It is a non-bank financial institution that provides consumer loans to individuals in China. Its main products include happiness flowers and happiness buying.

Extended information:

1. Finance: Finance is the general term for monetary financing. Refers to various activities mainly related to currency circulation and bank credit. The main contents include: the issuance, delivery, circulation and withdrawal of money; The absorption and withdrawal of various deposits; Issuance and recovery of various loans; Accounting, cashier, transfer, settlement, insurance, investment, trust, leasing, exchange, discount, mortgage, securities trading, international trade and non-trade settlement, gold and silver trading, export, import, etc.

2. Limited company: limited liability company. China's limited liability company refers to an economic organization registered in accordance with the Regulations of the People's Republic of China on the Administration of Company Registration with less than 50 shareholders. Each shareholder shall bear limited liability to the company to the extent of the capital contribution subscribed by him, and the company shall bear full liability for the company's debts with all its assets. Limited liability companies include wholly state-owned companies and other limited liability companies.

3. Characteristics of limited company: Limited liability company (hereinafter referred to as limited company) is the most important organizational form for Chinese enterprises to implement corporate system, which refers to registration according to the Regulations of the People's Republic of China on the Administration of Company Registration. Its advantage is that the establishment procedures are relatively simple, and there is no need to announce or publish the account number. In particular, the company's balance sheet is generally not open and the company's internal organization is flexible. Its disadvantage is that it is difficult to meet the needs of large-scale production and operation activities because it is impossible to publicly issue shares, and the scope and scale of funds raised are generally small. Therefore, limited liability companies (limited companies) are generally suitable for small and medium-sized non-joint-stock companies.

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