Does a joint stock limited company need the signature of shareholders to lend money to a bank?

Legal analysis: a joint stock limited company generally needs the signature of shareholders to lend money to a bank, but sometimes it does not necessarily need the consent of all shareholders to lend money. The specific circumstances shall be determined according to the provisions of the articles of association. If the articles of association stipulate that more than a few percent of shareholders can sign, it can be implemented in accordance with the articles of association, and all shareholders do not need to sign. The resolution of the shareholders' meeting refers to the resolution of the shareholders' meeting of a limited liability company on the matters discussed according to its functions and powers. Under normal circumstances, when making a resolution at the shareholders' meeting, the principle of "capital majority decision" is adopted, that is, shareholders exercise their voting rights in proportion to their capital contribution. However, when making a resolution on the transfer of capital contribution by shareholders to persons other than shareholders, it must be agreed by more than half of all shareholders. This shows that the limited liability company has both the nature of "human cooperation" and "capital cooperation"

Legal basis: People's Republic of China (PRC) Company Law.

Article 103 Shareholders attending the shareholders' meeting shall have one vote for each share they hold. However, the shares of the company held by the company have no voting rights. The resolution of the shareholders' meeting must be passed by more than half of the voting rights held by the shareholders present at the meeting. However, the resolutions of the shareholders' meeting to amend the Articles of Association, increase or decrease the registered capital, and the resolutions of the company's merger, division, dissolution or change of corporate form must be adopted by more than two thirds of the voting rights held by the shareholders present at the meeting.

Article 43 The discussion methods and voting procedures of the shareholders' meeting shall be stipulated in the articles of association of the company, unless otherwise stipulated in this Law. The shareholders' meeting shall make resolutions on amending the Articles of Association, increasing or decreasing the registered capital, and on the merger, division, dissolution or change of corporate form of the company, which must be approved by shareholders representing more than two thirds of the voting rights.

Provisions of the Supreme People's Court on Several Issues Concerning the Application of the Company Law of People's Republic of China (PRC) (II) Article 1 Where a shareholder who individually or collectively holds more than 10% of the voting rights of all shareholders of the company brings a lawsuit to dissolve the company for one of the following reasons, which conforms to the provisions of Article 182 of the Company Law, the people's court shall accept it: (1) The company has been unable to convene a shareholders' meeting or a shareholders' meeting for more than two years, and the company's operation and management has encountered serious difficulties; (2) Shareholders fail to reach the proportion stipulated by law or the articles of association when voting, and cannot make effective resolutions at the shareholders' meeting or shareholders' meeting for more than two years, resulting in serious difficulties in the operation and management of the company; (3) The directors of the company have long-term conflicts, which cannot be resolved through the shareholders' meeting or shareholders' meeting, resulting in serious difficulties in the company's operation and management; (4) There are other serious difficulties in operation and management, and the continued existence of the company will cause great losses to the interests of shareholders. The people's court will not accept a lawsuit for dissolution of the company filed by shareholders on the grounds that their rights and interests such as the right to know and the right to claim profit distribution have been damaged, or that the company has suffered losses and its property is insufficient to pay off all debts, and that the company's Business License as an Enterprise Legal Person has been revoked and has not been liquidated.