What is a bill treasure?

What is a bill treasure? Bill Bao is an internet financial product that provides bill financing and bill financing services for enterprises and individuals. It is an innovation of Internet finance. 2065438+June, 2004 16, the first financial bill financing platform on the Internet, Bill Treasure, was officially launched in Shenzhen. Shenzhen Piaobao Financial Services Co., Ltd. "Piaobao" mainly provides bill financing and bill financing services for enterprises and individual users. Bill financing refers to the financing behavior with the medium of unexpired commercial bills, that is, the financing behavior of the fund acquirer to transfer (or transfer within a time limit) the unexpired bills it holds to the fund lender in order to obtain funds. Bill financing refers to the short-term investment or financing behavior of financial institutions by buying or selling bills. The main body of China bill market includes commercial banks, non-bank financial institutions, enterprises and the central bank. The ticket-receiving entities in the market can be roughly divided into three categories: 1. Banks can sell tickets themselves or package them for sale to Internet companies. 2. Offline bill companies Offline bill companies mainly collect tickets through offline channels. 3. Online bill companies Online bill companies make full use of the convenience of Internet information circulation to collect and sell bills, such as gold and silver cats and bill treasures. As a third-party platform, Sina Micro Wealth mainly cooperates with online bill companies. Piaobao belongs to the third kind of online bill company.