According to the legal concept, a partner of a rural credit cooperative refers to a natural person or legal person who invests in a partnership with his assets, participates in the partnership operation, enjoys rights and assumes obligations according to the agreement, and assumes unlimited (or limited) liabilities for the debts of the enterprise. A partner shall have the capacity for civil rights and conduct. Partners of rural credit cooperatives refer to organizations and individuals who invest in the establishment of partnership enterprises and participate in the cooperative operation of rural credit cooperatives, and are the main bodies of rural credit cooperatives.