Outsourcing scale: At present, banks generally accept the mode of capital outsourcing, and the five major banks, stock banks (except Ping An), a large number of city commercial banks and rural commercial banks all involve this kind of business. Among them, the single business scale of the five major banks in large brokerage firms is usually around10 billion, with billions of shares and hundreds of millions of city commercial banks. From the source of funds, there are both financial management and self-management.
Outsourcing form: large banks and joint-stock banks usually cooperate in products through trust plans and capital channels, and agree on a fixed rate of return (independent account). The broker measures the rate of return to decide whether to accept or not. At present, the mainstream yield is 4.5-5%. The outsourcing of local banks is mostly in the form of investment, and the transaction takes place in the bank's own system, and the brokerage firm issues trading instructions to guide the bank's own operation. Generally speaking, the form of outsourcing cooperation is mainly one-to-one.
The content of this article comes from People's Republic of China (PRC) Financial Code: Application Edition by China Law Publishing House.