1. Agree with the company and private individuals that the loan contract is protected, and the interest can be higher than that of the bank, and the annual interest rate is lower than 24%; If the annual interest rate exceeds 36%, the lawsuit will not be supported and there is no need to return the excess interest; The annual interest rate is between 24% and 36%. If there is an agreement, the borrower is willing to pay, which is supported.
2. The overdue interest rate, voluntary interest payment and compound interest should be stated in the private loan contract. In case of dispute, the maximum interest rate of similar loans from banks shall not exceed 4 times.
3. In private lending, the lender may not include interest in the principal to calculate compound interest, otherwise it will not be protected by law.
Second, how do individuals charge for finding a company?
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