Is China Post Insurance Reliable?

China Post Life Insurance is a life insurance company controlled by China Post. Is a safe and reliable insurance company, its insurance products will also be audited by the China Banking Regulatory Commission. So, don't worry, the postal insurance of China Post is reliable.

There may be many friends who don't know much about China Post Life Insurance. Next, Senior Sister will introduce this insurance company to you. Before we begin, we might as well find out what we need to look at when we look at insurance companies: what should we look at when we look at insurance companies?

1, company strength

China Post Life Insurance is headquartered in Beijing with a registered capital of 28.663 billion yuan. It was approved by China Insurance Regulatory Commission on August 4, 2009, registered in the State Administration for Industry and Commerce on August 18, 2009, and officially opened on September 9, 2009.

It can be seen that China Post Life Insurance is a reliable insurance company with good capital strength. Friends who want to know more about China Post Life Insurance can add this article: What about China Post Life Insurance? Is the product worth buying?

2. Solvency

According to the solvency report of China Post Life Insurance Co., Ltd. in the fourth quarter of 2022, its core solvency adequacy ratio is 73.96%, and its comprehensive solvency adequacy ratio is 133.69%. The results of the last two comprehensive risk ratings are as follows: the company's comprehensive risk rating was BBB in the third quarter of 2022 and BB in the second quarter of 2022.

From this perspective, the above indicators have exceeded the regulatory requirements of the CBRC, indicating that its solvency is still good.

Although China Post Life's solvency is not bad, some friends will worry that it will go bankrupt. Friends who are worried about this may wish to read this article: the insurance company went bankrupt. What should I do with the insurance I bought?

Hope to adopt

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