Loan officer: Hello! I am the loan specialist of XX Company. My last name is XX. Do you have the need for loan financing?
Customer: (demand → guidance; There is no demand → tell the customer to introduce a friend's loan and successfully send the phone bill to 200 yuan, or other activities).
Loan officer: Sorry to bother you. Wish you a happy life! Goodbye!
Guide:
Loan officer: We have two products, one for office workers and the other for business people. Are you going to work or do business?
Guest: (Any one. If they are all, the loan officer needs to ask him if he is the legal representative first.
Loan officer: What is the purpose of your loan? When do you need a loan? How much do you want to borrow? How long will this loan last?
If the other person is an office worker:
1. How long has the customer worked in the current company?
How long has the business license been registered?
Is the salary paid by the bank or the money found?
What's the total for the past six months?
Have you had a credit card in the past six months?
Has the credit card center called customers in the past six months? (If not, praise the customer's good credit appropriately).
Have you ever borrowed money from other banks?
Have you ever taken out a loan to buy a car?
Have you ever taken out a loan to buy a house? The house has increased the loan amount.