P2p uses other loans, such as film and television crowdfunding loans, marriage and so on.
Second, why can't commercial loans be converted into mixed loans?
Yes Commercial loans can be converted into portfolio loans, but the following conditions must be met:
1. The loan applicant must pay the housing provident fund to the housing provident fund management center on time, in full and continuously within six months before applying for the loan;
2. The housing purchased by the loan applicant is self-occupied ordinary housing;
3, a stable source of economic income and the ability to repay the principal and interest on time;
4. Provide the guarantee company recognized by the Center as repayment guarantee or the securities recognized by the bank as pledge;
5. The loan applicant has obtained the house ownership certificate, house ownership certificate and state-owned land use certificate of the purchased house;
6. Both husband and wife of the loan applicant shall not have outstanding provident fund loans.
Third, how to develop commercial loans. What are the problems in development?
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4. What problems should be paid attention to when handling commercial loans?
Please see the video answer for details.