Convenient loan is an online consumer credit product launched by Rizhao Bank to seize the opportunity of "internet plus Finance" era. Customers can apply by paying attention to the official WeChat account of "Convenience Loan" or scanning the QR code, and only need an ID card. Through big data, real-time risk control technology and anti-fraud strategy, "1 minute application and 1 minute loan" will be realized, so that citizens can enjoy professional, efficient, convenient and safe consumer credit services. Business supports All Customers, All Online and All Real-time. Different customers will get different loan quotas and interest rates. The maximum amount is 300,000 yuan, and the maximum period is 3 years. The revolving amount can be borrowed and returned with it.
How to cancel or not cancel after applying for a convenient loan?
1. If the approval has been completed and the bill has been issued, you can't apply to cancel the order, but you can only fulfill the contract and repay on time.
2. If only the application order is not under review, the application fails, and the order is not needed, you can cancel the order directly. If you have any questions, you can call official website customer service directly, and the service staff will answer them in detail.
If you apply for a loan according to the normal process, you can repay it. After the loan is approved, there will be an iou. As long as you don't sign, the loan will be suspended and you can apply for a refund. If the loan amount has come down, you can only make preparations for prepayment, but it will take a whole year, otherwise there will be liquidated damages and handling fees.