Enterprise development of PICC health insurance company
1.PICC Health is a modern financial enterprise jointly sponsored by China People's Insurance Group (founded on 1949), the largest commercial health insurance company in Europe, and German health insurance company * * *. People's Daily China Wenhua Investment Co., Ltd. has a registered capital of RMB 3 billion. PICC Health will fully rely on the advantages of PICC resources, scientifically learn from the mature technology and management experience of international health insurance operation, always adhere to specialized operation and refined management, actively explore the specialized business model of commercial health insurance in China, and fully lead the commercial health insurance market in China.
2. In recent years, the operation of China's social basic medical insurance shows that it is difficult for the government to meet the rapid growth of people's health security needs, while China's commercial health insurance is still in the primary stage of development, with a low degree of specialization and far from playing its due important role. Commercial health insurance is an important part of China's medical security system, which is related to people's lives and vital interests. The Party Central Committee and the State Council attached great importance to the development of commercial health insurance.
3. Premier Wen Jiabao has twice given important instructions, pointing out that "gradually developing commercial health insurance and combining commercial health insurance with social medical insurance are not only conducive to meeting the medical needs of the masses, but also to economic development and social stability." Wu Dingfu, chairman of the China Insurance Regulatory Commission, pointed out that this important directive is the action program of commercial health insurance in the new era. Give full play to the social management function of the insurance industry, promote the professional operation of commercial health insurance, accelerate the development of commercial health insurance, and serve the establishment of a sound socialist market economic system.
4. "On June 30, 2004, the State Council approved the establishment of China People's Health Insurance Co., Ltd., the first professional health insurance company in China, and the leaders of the State Council made important instructions. The establishment of China People's Health Insurance Company is conducive to improving and strengthening the effective supply capacity of commercial health insurance market, mobilizing and tapping the demand potential of commercial health insurance, and gradually realizing the scale and industrialization of commercial health insurance; It is beneficial to give play to the social management function of commercial health insurance, integrate social resources, form a joint force of health management and service, reduce the burden and management cost of the government, build a multi-level and diversified medical security system, and promote the perfection of the socialist market economic system; It is conducive to improving the health quality and quality of life of all people, truly realizing the people's worry-free medical treatment and promoting people's happiness and social harmony.