I suggest you go to Ping An Pratt & Whitney to apply for a decoration loan and apply directly online. You can choose the product that suits you. There is no prophase, and it is safe, simple and fast. I hope I can help you.
The process of handling loans:
1. The borrower submits loan application materials to Ping 'an Puhui;
2. Preliminary examination of the application materials submitted by the borrower;
3. Ping An Pratt & Whitney examines and approves loan applications that meet the loan conditions through preliminary examination and credit investigation;
4. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;
5. After the loan contract comes into effect, the loan will be issued.
2. Can the renovation loan of CCB be used to purchase home appliances online?
Basically, it won't work. The decoration loan of CCB is to lend money to the decoration company, that is, the user signs a contract with the decoration company. If the contract includes household appliances, that is to say, the decoration company can also buy household appliances, then the decoration loan includes household appliances; If users take part of the loan money to buy online, it should not work.
3. What are the conditions for the renovation of provident fund loans?
1. What are the conditions for the renovation of provident fund loans?
1, with the following points:
(1) The accumulated renovation loan must have _ permanent residents in this city or _ valid residence;
(2) Advance _ application. If the amount of housing provident fund paid exceeds _ 12 _, only the husband and wife who have paid the provident fund are allowed to make loans;
(3) To apply for the reserved _ decoration loan, you must have the contract agreement and related materials for purchasing, building, repairing and living housing according to law;
(4) There are fixed financing methods and stable capital gains.
2. Legal basis: Article 26 of the Regulations on the Management of Housing Provident Fund.
When paying for the construction, renovation and overhaul of public houses, you can apply for housing provident fund loans from the housing provident fund management center. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Approval procedure.
Two, housing provident fund loan guarantor must meet what conditions?
1, with full capacity for civil conduct;
2. Have a fixed residence in the local town or have
3. The housing accumulation fund has been paid continuously and normally for more than 6 months, and its account has paid more than 1 year;
4. No bad debts;
5. Withdraw housing provident fund or apply for housing provident fund loans;
6. The age of the housing provident fund guarantor and the term of the secured loan shall not exceed the legal limit.