How to open a company account is as follows:
1. When you get the business license, you can engrave the company's seal. Generally, it is necessary to bring the original and photocopy of the business license, the original and photocopy of the legal person's ID card, the original and photocopy of the agent's ID card and the power of attorney to the local public security bureau, and then engrave the seal (official seal, contract seal, financial seal and legal person seal) at the engraving company designated by the public security bureau. After the official seal and tax registration certificate are ready, you can open an account in the bank.
2. First, you need to handle basic households, and then handle general households. Basic deposit account refers to the bank settlement account opened by depositors for daily transfer settlement and cash receipt and payment. The daily receipt and payment of funds and the withdrawal of wages, bonuses and cash can be handled through this account. A depositor can only open a basic deposit account in a bank.
3. To open a basic deposit account, you need to bring the following information:
① Original and photocopy of business license;
Original and photocopy of tax registration certificate;
③ Original and photocopy of organization code certificate;
(4) The original and photocopy of the legal person ID card;
(5) If it is represented by others, the original and photocopy of the legal person's power of attorney and the agent's ID card shall be provided;
⑥ Official seal, financial seal and corporate seal.
4. Which bank should we choose as our bank first? The four major state-owned banks should be our first choice, but the procedures in other local banks are more convenient. In fact, if you want to do foreign trade, you need to set up a foreign currency account, which is generally more reliable in China Bank.
Generally, companies open accounts in the enterprise window instead of the ordinary window. In the company window, we explain "opening a company account", and then the salesman will give us some documents for us to fill out. The specific operation of filling in is to fill in if you can, and let the bank staff fill in if you don't understand. After filling it out, just submit it to the counter.
6. Then submit the original business license, legal person ID card and agent ID card. The counter operator will supplement the information and review and incorporate the materials. After examination, they will soon be able to open a company in basic account for you.
7. All materials shall be stamped with official seal, financial seal and name of legal representative. If you are not sure about the copy, you can indicate the purpose on the copy, such as "This copy is only used to open a bank account".
7. After receiving the application for opening an account, the bank will submit the materials to the central bank, and then wait for the approval of the central bank, so we can take them.
It's time to apply for an "account opening permit" and a usable bank account.
8. When opening an account, you need to reserve the seal in the bank, that is, the financial seal and the legal person seal. The seal should be stamped on a piece of card paper and left in the bank. When an enterprise needs to make external payment through a bank, it must first fill out an application for external payment, which must be like a seal. After checking and confirming that the seal on the application for external payment is consistent with the reserved seal, the bank can pay on behalf of the enterprise. Opening a basic deposit account requires the approval of the People's Bank of China, so it will take about one to two weeks to complete.
A general account can only be opened after the completion of basic deposit account, and the information required for opening a general account is the same as that of basic deposit account. However, the approval of the People's Bank of China is no longer needed, and the processing time is shorter. In order to pay taxes in the future, enterprises also need a special tax account. Enterprises can use basic deposit account as a special tax account or open another special tax account in the bank. If the special tax account and basic deposit account are the same account, they need to be registered separately when registering a bank account.