An insurance company refers to a company as a legal person established in accordance with the Insurance Law and the Company Law.
Insurance agencies refer to limited liability companies and joint stock limited companies established in accordance with the Company Law, the Insurance Law and the Regulations on the Supervision of Insurance Professional Agencies. It belongs to a professional insurance agent.
2, the insurance company's business is divided into two categories:
Personal insurance business, including life insurance, health insurance, accident insurance and other insurance business.
Property insurance business, including property loss insurance, liability insurance, credit insurance, guarantee insurance and other insurance business.
Extended data:
Insurance companies: joint-stock insurance companies, mutual insurance companies and exclusive insurance companies.
Insurance agency: partnership, limited liability company and joint stock limited company.
Different business entities, life insurance business entities must be commercial insurance companies. Social insurance can be handled by the government or its established institutions, and can also be entrusted to financial institutions such as fund companies, banks and insurance companies. Social insurance has administrative characteristics.
The behavioral basis is different. Personal insurance is a civil act in accordance with the contract. The establishment of insurance relationship is embodied in the form of insurance contract, and the rights and obligations enjoyed by both parties are also based on insurance contract.
Social insurance is a government act implemented according to law, and the protection of social insurance is the basic right given to citizens or workers by the Constitution. In order to ensure the realization of this right, the state must promulgate social insurance laws and regulations and enforce them.