The proportion of individual contributions of pension insurance companies shall be stipulated by the state. At present, the proportion of individual contributions to endowment insurance is 8%. This ratio is unified throughout the country.
Endowment insurance is an important social insurance system, which aims to provide basic living security for the elderly. In the old-age insurance system, both enterprises and individuals need to bear certain payment responsibilities and provide funds for the old-age insurance fund with * * * *. Among them, the proportion of old-age insurance premiums that individuals need to pay is stipulated by the state. At present, the national unified proportion of individual contributions for endowment insurance is 8%.
Specifically, the amount of individual contributions is determined according to individual wage income. The higher the personal wage income, the more old-age insurance premiums need to be paid. In most cases, the payment of individual pension insurance premium is withheld by the unit, and the unit will calculate the pension insurance premium that the individual needs to pay according to the individual's salary income and payment ratio, and deduct it from the salary.
The proportion of individual contributions is an important parameter in the old-age insurance system, which directly affects the amount of old-age insurance premiums that individuals need to pay. According to national regulations, the proportion of individual contributions is 8%, which is unified throughout the country. No matter in which city, enterprise or individual, they need to pay the endowment insurance premium according to this ratio.
In addition to the proportion of individual contributions, the old-age insurance system has other parameters and regulations, such as payment base, payment period, pension conditions and so on. These parameters and regulations determine the operation mode of the old-age insurance system and individual rights and interests.
To sum up:
The proportion of individual contributions of pension insurance companies shall be stipulated by the state. At present, the proportion of individual contributions to endowment insurance is 8%. This ratio is unified throughout the country. Individuals need to pay the endowment insurance premium according to this ratio in order to obtain the basic guarantee of the old-age life. In addition to the proportion of individual contributions, there are other parameters and regulations in the old-age insurance system, which determine the operation mode of the system and the rights and interests of individuals.
Legal basis:
_ Article 31 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium."
_ Article 32 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees may participate in the basic old-age insurance, and individuals may pay the basic old-age insurance premium."
_ Article 35 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "The employing unit shall pay the industrial injury insurance premium according to the total wages of its employees and the rate determined by the social insurance agency. Employees shall pay work-related injury insurance premiums in accordance with the proportion of wages prescribed by the state, which shall be withheld and remitted by their units. "
The above legal basis is for reference only. If necessary, I suggest you consult the relevant websites.