Popularize the difference between basic households and general households:
Basic deposit account: Generally, it is the company basic deposit account, which is opened when the company is registered. A company can only open one basic deposit account, and it is also the only depositor who can access cash. In addition to depositing and withdrawing cash, you can also handle business such as transfer and remittance. It can be said that this account is the universal depositor of the company. ?
Ordinary account: a bank deposit account opened by the Company for the purpose of transferring and remitting money. You can open more than one ordinary account, but you can't deposit or withdraw cash. Generally speaking, cash deposit and withdrawal, tax payment, social insurance payment and payment to government departments are all in basic households, while transfers with other companies and individuals can be in general households.
How to open a basic deposit account?
1, Shenzhen Company needs a legal person to open a basic deposit account in person;
2. You need to bring all the information:?
(1) Original and photocopy of business license; ?
(2) Seal: official seal, financial seal and corporate seal?
(3) Legal person ID card (original); ?
(4) If you need to apply for online banking and want to open more online banking, you can bring the original ID card of another colleague of the company.
The information required by each bank may be different. Please consult the bank staff for details.
3. How much does it cost to open an account?
Each bank charges different fees for opening an account. Generally, the four major banks charge about 1000 yuan a year, while small banks charge about several hundred yuan a year.
4. How long does it take to open an account in a bank?
You need to fill in the company details and some forms to open an account, and the whole process takes about 1 hour.
5. How long does it take to open an account?
Because the materials will be submitted to China Bank for review, it will take about 12 working days to open an account at the beginning of the year. It usually takes about 15-20 working days in the middle of the year.
6. Do I need to deposit money into my account?
At present, most banks (Agricultural Bank of China, Bank of China, China Construction Bank and China Merchants Bank) need to deposit money into their accounts, such as ICBC, and they can withdraw it when the account opening license is issued. Pufa has saved 10 thousand, which has not been needed for a long time
7. Can a registered foreign company open an account in Shenzhen?
Someone asked if a foreign business license can open basic deposit account in Shenzhen. Theoretically, yes, but now the restrictions on opening basic accounts are getting stricter and stricter. Customers are advised to choose the place where the business license is located to open basic deposit account.
Precautions:
1. When opening an account, the legal person must go to the bank in person, but the legal person is too old or too young.
2. If a legal person doesn't own shares, investment, insurance, wealth management and other industries generally can't be opened. Real estate, e-commerce, network technology and other industries can be opened, but the relationship fee is higher.
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