2065438+On September 28th, 2005, Ping An Insurance Co., Ltd. was appraised by China Chengxin International Credit Rating Co., Ltd., and was the first financial and insurance enterprise in China to obtain this grade.
The credit rating evaluation of insurance enterprises is an internationally accepted enterprise credit rating, which involves the external environment, management, business and risk, assets and liabilities, profitability and solvency of enterprises. At present, major international commercial insurance companies basically adopt credit rating evaluation to regulate their own development.
Ping An is the first joint-stock insurance company established in 1988 in China. Last year, the company's total premium reached 27.23 billion yuan, the annual profit exceeded 65.438+0.2 billion yuan, the return on net assets reached 20.82%, and the asset profit rate ranked second among the top 25 insurance companies in the Asia-Pacific region. At the same time, Ping An's assets are of good quality. Ma Mingzhe, the chairman of the company, said that with the current development speed and management ability, the company is expected to enter the world's top 500 companies in the next 1 2 years, and actively strive to join the ranks of the world's top 400 enterprises.
It is understood that the level of financial strength of insurance companies is set to three levels and ten levels. The first category includes AAA, AA, A and BBB, the second category includes BB, B, CCC and CC, and the third category includes C and D. Among the ten levels, AAA stands for the highest credit rating, the strongest solvency and the least risk.
China Chengxin International Credit Rating Co., Ltd. was established on 1999 by China Chengxin Securities Rating Company and Fitch International Credit Rating Co., Ltd., one of the three largest rating agencies in the world. It is also the only Sino-foreign joint venture credit rating agency in China.
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