Founded in 2004, located in Shanghai. The first is the first auto finance company in China. Not to mention professionalism and thoughtful service. There are roughly five car loan schemes: equal repayment: simple and convenient, 20% down payment, loan, loan term 12-60 months, etc. The repayment amount of each installment is gradually decreasing, which is suitable for customers with high income, stable cash flow and high cost performance. The loan term is 12-60 months, and the down payment is as low as 20%? Smart repayment: Smart loan is to divide the loan into two parts, the first part and the last part, and return them separately. At the end of the loan period, there are three options: paying off the wisdom balance in full; Apply for extension 12 months; Used car replacement. Low monthly supply? Worry-free wisdom repayment: "loan half, pay half"; 50% repayment at the end of the loan period. At the end of the loan period, there are three options: paying off the balance in full; Apply for extension 12 months; Used car replacement. Is the monthly payment lower than the smart loan? Installment repayment: divide the loan into several stages, and each stage contains several repayment periods; In each single paragraph, the total repayment amount of each period is different; At the end of the loan period, there are two options: paying off the balance in full; Used car replacement
Flexible combination, low monthly supply
Volkswagen finance company
German Volkswagen Financial Services Co., Ltd. is the largest automobile financial service provider in Europe. Volkswagen Finance (China) is the first wholly foreign-owned auto finance company in China. Volkswagen Finance (China) has been committed to providing advanced auto finance products and quality services to the vast number of auto consumers in China. The standard credit down payment ratio starts from 20%, the loan period starts from 20% of 1-5 years, and the longest loan period is 5 years. It is the most common traditional financial product. The down payment ratio of flexible credit is 20%, the loan period is 1-5 years, the longest loan period is 5 years, and the payment of flexible balance does not exceed 25% of the loan amount. At the end of the loan period, you can choose to pay the final payment in one lump sum, or postpone the final payment, or replace it with a new car. The monthly payment of this wealth management product is low, and the loan period of 1 year is more flexible since the down payment ratio is 50%. The down payment ratio of Linglong Easy Loan is 30%, the three-year down payment ratio of the loan period is 30%, and the final payment is 35% of the car price. There are three ways to deal with the final payment. The final payment is a financial product with low monthly payment and long loan period. The down payment ratio of the standard loan is over 60%, the loan term is 1-3 years, and the loan term is 12 ~ 36 months, with ultra-low equal monthly payment. The simplest procedure is to provide your ID card and fill out a loan application form. The down payment ratio is 60%, with the ultra-low monthly payment 1 year paid, and the final payment 1 year paid. The procedure is simple, just provide your ID card and fill out a loan application form. The down payment ratio of preferential financial projects is 30%, and the loan period is 1-3 years. Many ultra-low interest rate financial management projects are under way, with a down payment of 30%, 1 year, 2 years and 3 years optional, and the lowest interest rate can reach 0 and 0 months, making happiness within reach.
Toyota motor finance co., ltd
Toyota Motor Finance (China) Co., Ltd. was formally established on June 5438+ 10/day, 2005. It is one of the earliest auto financing companies approved by China Banking Regulatory Commission and a wholly-owned enterprise of Toyota Financial Services Limited in China. The down payment of auto financing scheme 3-2-4 loan products: 30% down payment, 2-year loan, and 40% final payment; Final payment: you can apply for 12 months extension of 3-3-3 loan products: 30% down payment, three-year loan, and 30% final payment; Final payment: you can apply for 5- 1-5 loan product extension 12 months. Down payment: 50%, 1 year loan, and the final payment is 50%; Final payment: you can apply for an extension of 12 months.
Ford automobile finance co., ltd
After Ford Finance launched the personal interest-free car loan business, it was different from the "rent" mode of Chuangfu auto finance. For this part of the interest paid on behalf of dealers, Ford Finance will supply it to car dealers in other ways. This is a more advanced model, suitable for most people. Ford auto finance is more caring. In order to adapt to different groups of people, one-to-one personal tailor schemes are adopted, such as time loan, college student plan, and civil servant car purchase plan. The schemes are also very favorable-the minimum down payment is 20% of the car price, the flexible loan period is as long as 60 months, and the convenient and quick payment method does not require real estate mortgage, and the fastest approval time is 1 hour.
Mercedes-Benz Automobile Finance Co., Ltd.
Mercedes-Benz Auto Finance Co., Ltd. is a wholly-owned subsidiary of Mercedes-Benz, which was established one year later than SAIC and Volkswagen. Speaking of Mercedes-Benz, it's amazing. All the Mercedes-Benz cars are tall, and the detailed car selection model is relatively simple and fast. Mercedes-Benz's replacement or repurchase support plan for "Youth Hunting Action", if you choose to replace or repurchase Mercedes-Benz designated models, you can enjoy surprise benefits such as unequal warranty support (up to 65,438+05,000 yuan), Zimmerwa suitcase, or after-sales value-added gift package. ? Mercedes-Benz's business includes: (1) accepting time deposits from overseas shareholders and their wholly-owned subsidiaries in China and domestic shareholders for more than three months (inclusive); (two) accept the car dealer car loan deposit and the lessee car rental deposit; (3) engaging in interbank borrowing; (4) Borrowing from financial institutions; (5) Providing auto loan business.
FAW Automobile Finance Co., Ltd.
FAW Auto Finance Company is the first non-bank financial institution in Jilin Province that specializes in assets related to the automobile industry. Compared with other companies, it started late, but its strength should not be underestimated. Personal car loan and personal truck loan are two modes. The former is not much different from ordinary car loans, while the latter can be used to finance car purchases. The latter is, of course, customized for people who want to drive well. As for the quota, the company has a quota assessment system, which will not be explained here.
Bmw automobile finance co., ltd
Needless to say, BMW is a world-famous brand and once became one of the luxury car brands in the world. BMW Finance is also one of the largest auto financing plans in the world. BMW's car loan finance plan has an elastic balance of 0%~30% to reduce the pressure of monthly supply, and the down payment ratio starts from 20% (65,438+05% for new energy vehicles) and 65,438+02,24,36 or 48. From now on, your trip to Yueyue will be easier and easier! (The specific down payment ratio, loan term, and flexible final payment ratio vary with the model. Youyou Financial plans to share the pressure of one-time repayment of the final payment at the end of the period, while enjoying a lower monthly payment. The annual repayment ratio is 13%~20% of the loan amount, and the down payment ratio starts from 20% (from new energy vehicle 15%), and the loan period is 36 or 48 months. Help you to operate funds flexibly and optimize the use of cash. (The specific down payment ratio, loan term and annual repayment ratio vary according to different models. ) The standard Zhixiang loan product covers the whole vehicle system, with a down payment of 20% and a loan term of 24 months. The monthly payment is decreasing year by year, so you should plan your possible expenses in advance and relieve the future pressure in advance. Give life infinite possibilities, and life is just around the corner. BMW officially certifies second-hand car loans. BMW provides you with officially certified second-hand car exclusive loan services. The three loan schemes help you easily buy used cars, reduce the loan burden, flexibly repay loans and start BMW's trip to dream cars. BMW officially certifies the standard financial plan for used cars: the down payment starts from 30%, and the repayment period is 12, 24 and 36 months; ? BMW officially certified flexible loan financing scheme for used cars: down payment of 30%-60%, optional repayment period of 24 or 36 months, and flexible final payment of 20%-33%; ? BMW officially certified the second-hand car leisure loan financial scheme: 30%-50% down payment, 65,438+03%-20% of the loan amount, and the loan period is 24 or 36 months. ? BMW officially certifies the second-hand car financial scheme: the down payment starts from 30%, the loan period is 24 or 36 months, and the monthly payment can be reduced year by year. The standard loan product covers the whole vehicle system, with the down payment ratio starting from 20% (from 0/5% for new energy vehicles/KLOC-) and the loan period of 12, 24, 36, 48 or 60 months, with equal repayment every month, so as to enjoy driving pleasure in advance. The standard flexible loan product covers the whole vehicle system, with the down payment ratio of 20%~50%, the loan term of 36 months and the final payment amount of 40% at the end of the loan period, thus reducing the pressure of monthly payment. At the end of the loan period, you can choose the following scheme according to your own wishes: 1. Pay the balance in one lump sum. 2. Extend the flexible balance to the loan term and continue to enjoy the loan service.
Shenlong automobile finance co., ltd
Dongfeng Citroen low-interest loans. When you buy a new Elysee car, the down payment is 30% and the annual interest rate is 3.87%, which means that you only need a down payment of 20,000-30,000 yuan to drive the new Elysee home. Reduce the pressure of monthly payment and cumbersome procedures. Symbol Citroen Finance: Standard Product Credit Promotion Product Update Plan Skillful Easy Loan Used Car Credit Products
Volvo Automobile Finance (China) Co., Ltd.
Volvo car finance car loan service provides a large number of models, you only need to choose the style you want when buying. Each mode corresponds to the car loan scheme you can choose, and users only need to choose the scheme that suits them to handle the service quickly.
He zhi si Chuang automobile finance fengkong co., ltd
In the past, all companies were engaged in auto financing and auto loans, but this one is not. He Zhi Si Chuang mainly provides auto financial risk control services to prevent multiple mortgages and mortgage car purchases, and provides risk control services for car rental companies and auto loans. Wind control system: WeChat positioning+Tencent big data credit+Sichuang cloud platform monitoring adopts professional wind control technology. First of all, it recognizes the face of car buyers, analyzes the credit information system by using big data technology, and evaluates its credit degree through data call. Wired+wireless locator, equipped with anti-disassembly and anti-side trigger, can be easily controlled at any time when connected to WeChat mobile phone. Sichuang cloud platform is responsible for real-time monitoring, and professional risk control business personnel escort, and the risk of risk control tends to zero.