Legal analysis: it is ok for a loan company to call for payment normally, and it is not illegal. It is illegal to collect money only through violence. Repay as soon as possible to avoid the trouble of collecting loans. If it fails to pay back within the time limit or after two reminders, the parties will be prosecuted. After repeated reminders, if the parties still fail to pay back the money, they will bring a civil lawsuit to the court. After the people's court hears the case, if the parties still fail to repay the loan, they can transfer the case to the public security organ for investigation and formally establish it as a criminal case.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons. The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.