According to the enquiry of China Travel official website. Com, the housing home purchase guarantee company was established according to the Trial Measures for the Administration of Housing Home Purchase Guarantee. When the borrower fails to meet the requirements of the lender to provide guarantee, it will sign a guarantee contract with the lender to provide joint and several liability guarantee. Guarantee companies provide professional guarantees for borrowers to handle personal housing loans, and charge service fees. It is a real estate intermediary service enterprise with legal personality.