Bank cards can be added to the securities account at 9:00- 16:00 on the trading day through the computer version of securities trading software-mine-business processing-bank card management, and the mobile version of securities trading software-mine-my business processing-bank cards of other banks; On the next trading day after adding another bank card, change the newly added auxiliary bank card to the main bank through the "Change Primary and Secondary Bank" menu; After the primary and secondary items are changed, you can delete the bank card that needs to be changed through the "Delete Bank Card" menu on T+ 1 (if interest settlement is required, delete it after interest settlement), that's all.
If the change of the bound bank card is the same bank as the original card, you can go directly to the business hall of the bank and transfer money directly from the bank to the securities. If the replacement of the bound bank card is different from the original card, then investors need to go to the securities company to replace the bound bank card.
It should be noted that when a securities company replaces the bound bank card, the information that investors need to carry is the ID card, account opening receipt and bank card.
Moreover, before the replacement, all the funds in the securities account are transferred to the bank card to ensure that the balance of funds in the securities account is zero. If it is to change the third party, it is necessary to bring the original ID card and shareholder certificate to the business department of the securities company to change the third party on the next trading day, and fill in the relevant written documents, and the securities company will re-designate the bank; If there is interest to be settled, the interest will be transferred back to the bank.
Securities account refers to the account book set up by the securities registration and settlement institution for investors to accurately record the types, names, quantities, corresponding rights and changes of securities held by investors. It is an important document to identify the identity of shareholders, has the legal effect of proving the identity of shareholders, and is also a prerequisite for investors to conduct securities transactions.
Account card
Investors who want to enter the market should open a securities account card in advance. Open Shenzhen securities account card and Shanghai securities account card respectively.
Shenzhen securities account card
Investors can handle it through the local securities business department or securities registration institution, and they need to do it in person with valid identity documents and copies.
Legal person: handle with business license (and photocopy), power of attorney of legal person, certificate of legal representative and ID card of agent.
Securities investment funds and insurance companies: you need to go directly to Shenzhen Stock Exchange to open an account card.
Account opening fee: individual 50 yuan/each account; Institution 200 yuan/per account.
Shanghai securities account card
Investors can go to the account opening agencies of Shanghai Securities Depository and Clearing Corporation in various places, and they need to go through the relevant procedures for applying for opening a securities account in person, and bring their valid identity documents and copies.
Legal person: the original or photocopy of the business license of legal person, or the original and photocopy of the legal person registration certificate issued by the civil affairs department and other competent departments are required; The power of attorney of the legal representative and the valid identity certificate of the agent and their copies.
Entrust others to do it for you: you must provide the identity certificate of the agent and its copy, and the power of attorney of the client.
Account opening fee: individual 40 yuan/each account; Institution 200 yuan/per account.
open an account
After handling the Shenzhen-Shanghai securities account card, investors need to open an account in the securities business department before buying and selling securities, mainly at the business counter of the business department of the securities company or the account opening branch of the designated bank, and then they can buy and sell securities.
Opening procedure of securities business department
(1) When an individual opens an account, he/she needs to provide the original and photocopy of his/her ID card and the original and photocopy of Shenzhen and Shanghai securities account cards.
If it is an agent, it is also necessary to sign a power of attorney with the client at the same time, and provide the original and copy of the agent's ID card.
To open an account in a legal person institution: provide the legal person business license and its copy; Certificate of legal representative; Original and photocopy of the securities account card; The original and photocopy of the legal person's power of attorney and the licensee's ID card; Unit reserved seal. B-share accounts also need to provide overseas business registration certificates and directors' certification documents.
(2) Fill in the account opening information, sign a securities trading entrustment contract (or a securities trading entrustment agreement) with the securities business department, and sign a designated trading agreement at the Shanghai Stock Exchange.
(3) The securities business department opens a capital account for investors.
(4) Investors who need to open the bank-securities transfer business function of the securities business department should pay attention to the instructions on the use of such business functions by the securities business department.
Trading means
When opening an account, investors need to choose their own future trading methods and ways of accessing funds, and sign corresponding account opening procedures and agreements with the securities business department. For example: on-site trading, telephone entrustment, online trading, mobile phone stock trading, etc.