1. If the transfer amount does not exceed 50,000 yuan, the company only needs to know the payee's account number and name to make the transfer;
2. If the transfer amount exceeds 50,000 yuan, the company needs to provide the bank with payment basis, such as contracts, agreements, processing orders, tax payment certificates and other documents to prove the legality of the fund transfer;
3. Expenses reimbursed by employees, such as travel expenses, miscellaneous expenses in company operation, personal related subsidies, etc. , as long as there is invoice support, you can transfer money directly from the corporate account;
4. After the transfer is completed, it may take 2 days for the inter-bank transfer to arrive, and the peer transfer can arrive immediately.
Tax treatment of unit transfer to personal account:
1. Tax classification of transfer reasons: according to the specific reasons of transfer, such as salary payment, reimbursement, loan, etc. To determine the classification of tax treatment;
2. Personal income tax declaration and payment: if the transfer belongs to taxable income such as wages and labor remuneration, personal income tax shall be calculated and paid according to regulations;
3. Management of invoices or receipts: when transferring money, ensure that the corresponding invoices or receipts are used as tax vouchers for tax inspection;
4. Recording of accounting subjects: the transfer amount must be correctly recorded in the company's accounting subjects and reflected in the corresponding financial statements;
5. Fill in the tax return: According to the tax regulations, it may be necessary to reflect the transfer information in the tax return to ensure the accuracy of the tax return.
To sum up, the process of transferring money from a company to a personal account includes providing the payee's account number and name, providing payment basis to prove the legitimacy of the funds, and using invoices to support personal expense reimbursement. According to the transfer method, it may take 2 days to arrive at the account.
Legal basis:
Measures for the administration of RMB bank settlement accounts
Article 40
Units from their bank settlement accounts to personal bank settlement accounts, each more than 50 thousand yuan, should provide the following payment basis to their bank:
(a) the wage payment agreement and the list of payees.
(2) Award-winning certificate.
(three) proof of the labor contract between the press, publication, performance organizer and other units and the payee or the individual.
(4) A certificate that a securities company, a futures company, a trust and investment company or a lottery issuing or underwriting department has paid or refunded a natural person.
(5) Agreement on transfer of creditor's rights or property rights.
(6) loan contract.
(7) Certificate of insurance company.
(eight) the certificate of the tax collection and management department.
(nine) agricultural and sideline products and mineral products purchase and sale contracts.
(10) Proof of other lawful funds.
If the amount paid from the unit bank settlement account to the individual bank settlement account is taxable, the withholding agent shall provide the tax payment certificate to the bank where the account is opened.