1. Go to your local postal savings bank to apply for a self-employed loan. I heard that at present, the postal savings in this area is relatively good, and only a few individual industrial and commercial households need joint guarantee. The program is relatively simple. It also provides you with the basic information and running water of the shopping mall. If the business is really good, it should be no problem to borrow at least 200,000 to 300,000.
2. Go to the employment bureau in your district to apply for a small business venture loan. If the employment bureau passes the application, it will recommend it to the small secured loan service center (guarantor) and apply for a loan from the bank through the guarantee of the service center. Of course, if you apply in your own name, the amount will be less, up to100000 yuan, with a term of two years. If you apply in the name of the business premises, the amount will be higher, but the period is still two years. This kind of loan requires you to find collateral or guarantor, which can be a little more than the previous procedure.
I hope it works for you! Business is booming!