Controversy should be possible. The key still depends on whether the operation process is legal and safe. The brand assets and scale advantages of the group company have injected certain reliability into its financial business.
Second, how about Suning Finance? Is it safe? Has anyone invested in financial management?
Suning's funds are safe.
Suning Finance is the pioneer of domestic financial O2O. With Suning's massive online and offline user groups, unique O2O retail model and full value chain business model from procurement to logistics, business modules such as payment account, investment and wealth management, consumer finance, corporate loans, commercial factoring, crowdfunding, insurance and prepaid cards have been established.
It has built a series of well-known products such as Suning Yifubao, Suning Wealth Management, Free Payment, Supply Chain Financing, and Extended Warranty of Electrical Appliances, providing consumers and enterprises with a multi-scenario financial service experience.
At present, Suning Finance has four kinds of loan products, namely, willful loan, upgrade loan, wage savings loan and consumption installment. Among them, willful loans and upgraded loans have the highest lending quotas, up to 300,000 yuan. The provincial salary loan is a product that can provide you with a loan of up to 200,000 yuan, and supports cash withdrawal to bank cards. The credit line of consumption installment is not high, only 50 thousand at most, but there is a 45-day interest-free period, which supports 0 down payment.
Extended data:
Suning's financial business model
Suning Financial Family Wealth Center pioneered online and offline Internet finance in China, broke through the simple mode of traditional online experience of Internet finance, provided customers with convenient, comprehensive and high-quality services, and built a one-stop o2o financial service platform.
Users can consult the knowledge of wealth management products in Suning Family Wealth Center and experience professional expert guidance services, which shortens the distance between users and Internet finance and brings a safe and secure purchase experience. It is understood that the average subscription amount of wealth management products of Suning family fortune Center has reached more than 50,000 yuan, and the maximum single subscription amount has exceeded 5 million yuan.