How to open an account for bank financing?

When many people choose to invest, they like to choose banks. They feel that banks are more secure and have higher trust. So how do you open an account for bank financing? What is the method of opening an account by bank financing? We have prepared relevant contents for your reference.

1, open an account online

Because the operation pages of online accounts of each bank will be a little different, let's take China Construction Bank as an example: first, you can download the APP-from China Construction Bank-and then log in and click Investment and Financial Management-which contains a lot of financial management.

Take wealth management products as an example. After clicking enter, you can see many wealth management products. Then click on one of them, and it will show that you need to fill in the risk assessment. Investors can fill in according to their actual situation and test what risk level they belong to. You can open an account to buy wealth management after the exam.

Generally speaking, the risks of bank wealth management products are divided into five types: cautious products (R 1), stable products (R2), balanced products (R3), aggressive products (R4) and radical products (R5). An increase in numbers represents an increase in risk.

If the investor test is R3, you can buy prudent products (R 1), robust products (R2) and balanced products (R3). However, if he buys radical products (R4) and radical products (R5), it will be upgraded and re-evaluated. Only when the risk level has passed can he buy them.

Step 2 open an account at the counter

Pay attention to bring your ID card and bank card when opening an account at the counter, and then give it to the staff at the counter, saying that you want to buy a wealth management account, and then the staff will teach you how to operate it, but it is worth noting that you still need to fill out a risk assessment.