Documents or materials to be submitted by the borrower: 1, original and photocopy of the borrower's legal identity documents (household registration book, resident identity card or other valid residence documents, marriage certificate, etc.). ) .2. Original and photocopy of business license. 3 proof of the borrower's family property and economic income, including personal income certificate or tax payment certificate, bank deposit certificate, real estate license, securities, etc. Issued by the personnel department of the borrower and his spouse. 4. Information that can prove the reasonable use of the loan, such as clear production and operation plans, tax payment vouchers, purchase orders, etc. 5. List of collateral (pledge), proof of ownership, proof that the person with the right to dispose of it agrees to mortgage (pledge), collateral evaluation report issued by the competent department or evaluation agency recognized by the bank or collateral evaluation agreement signed with the bank, and collateral insurance policy. 6. Other information required by the bank.