According to the announcement, according to the Articles of Association of China Payment and Clearing Association and the Measures for the Management of Members of China Payment and Clearing Association, the secretariat of China Payment and Clearing Association decided to cancel the membership of four companies, namely Guangxi Zhifutong Business Service Co., Ltd., Nanjing Wanshang Business Service Co., Ltd., Hebei One Card Electronic Payment Service Co., Ltd. and Yin Shitong Information Technology Co., Ltd. from now on.
According to the data, Guangxi Zhifutong Company was established on October 30, 2007, and obtained the Payment Business License issued by the central bank on June 27, 20 12. It can issue and accept prepaid cards in Guangxi. According to reports, due to the misappropriation and occupation of the reserve fund of 9953438+0 million yuan, the fund gap of the reserve fund is 64.38+0.28 million yuan.
Nanjing Wanshang Business Service Co., Ltd. was established on 20 10, and obtained the Payment Business License issued by the People's Bank of China on 20 12, with the qualification of issuing and accepting prepaid cards in Jiangsu Province. It is reported that Wanshang Company issues 100000+ cards every year.
Hebei One Card Electronic Payment Service Co., Ltd. obtained the payment business license issued by the People's Bank of China on February 22, 20 165438, with the business type of issuing and accepting prepaid cards in Hebei Province. In recent years, Hebei One Card has encountered difficulties in operating, owed wages, got involved in many labor disputes, and became an "enforced person with bad faith".
Yin Shitong Information Technology Co., Ltd. is a third-party payment service organization jointly funded by China UnionPay, Shanghai Wenguang Group and UnionPay Business. The company was established in June 20 1 1, and obtained the Payment Business License issued by the People's Bank of China in June 20 12. Its business type is national digital TV payment.
On 20 19, 165438+ 10, 19, Shanghai United Assets and Equity Exchange issued a pre-disclosure message, and all shareholders of Yin Shitong Information Technology Co., Ltd. transferred their 100% equity, including Shanghai Culture Broadcasting Film and Television Group Co., Ltd. and Zhongyintong Payment.
Paid home page. Com noted that the word "cancellation" or "termination" was used before the announcement of the members of the payment and clearing association, but this time the word "cancellation" was used, which was the first time.
Previously, Shanghai Changgou Enterprise Service Co., Ltd., Guangdong Yimin Tourism and Leisure Service Co., Ltd. and Zhejiang Yi Shi Enterprise Management Service Co., Ltd. were cancelled by the central bank due to major violations of laws and regulations, and were "terminated" by the Payment and Clearing Association.
Shanghai Changgou Enterprise Service Co., Ltd. was revoked the payment business license by the People's Bank of China according to law because of serious violations such as misappropriating a large amount of customer reserve funds, forging financial books and business statements, disrupting the order of the payment service market, causing heavy losses and seriously damaging the legitimate rights and interests of customers.
Guangdong Yimin Tourism and Leisure Service Co., Ltd. engaged in business suspected of illegally absorbing public deposits outside the approved business scope due to serious irregularities in the deposit and management of customers' reserve funds and the development of prepaid card business, which seriously damaged the legitimate rights and interests of customers and endangered the market order of payment services, and was cancelled by the People's Bank of China according to law.
Zhejiang Yi Shi Enterprise Management Service Co., Ltd. was revoked the payment business license by the People's Bank of China according to law because of a large number of serious problems such as illegally misappropriating customers' reserve funds, forging and altering payment services, and illegally issuing online payment products.
In addition to the above three payment institutions, Yu Jia Payment Co., Ltd. and Aiden Reid (China) Co., Ltd. were "terminated" in their membership. The two companies were also "terminated" by the Payment and Clearing Association because the central bank terminated their payment business and cancelled their payment business licenses.
According to Article 14 of the Articles of Association of China Payment and Clearing Association, membership will be automatically lost under any of the following circumstances:
(a) two years did not participate in the activities of the association;
(2) Failing to pay the membership fee for 2 years as required;
(3) Being cancelled according to law due to the adjustment of business scope or relevant business license, and no longer meeting the membership requirements;
(4) Loss of capacity for civil conduct;
(five) individual members were sentenced to punishment for illegal crimes;
(six) other circumstances that lead to the loss of membership.
It is understood that China Payment and Clearing Association (Payment &; China (PCAC) Clearing Association was established on May 23rd, 20th11. It is a national non-profit social organization approved by the State Council and registered with the Ministry of Civil Affairs. It is a self-regulatory organization of the payment and clearing service industry in China. The competent business unit of the Association is the People's Bank of China. The meeting place is located in Beijing.
Paid home page. Com understands that all banking financial institutions and financial companies with independent legal personality approved by the China Banking Regulatory Commission, payment and clearing institutions approved by the People's Bank of China and other relevant regulatory authorities, non-financial institutions that have obtained the Payment Business License issued by the People's Bank of China, and other legal entities that meet the requirements of the association can apply to join the China Payment and Clearing Association and become member units. Payment and clearing associations in all provinces (autonomous regions and municipalities directly under the Central Government) are registered in the civil affairs department with the approval of the relevant regulatory authorities, and recognize the articles of association of China Payment and Clearing Association, and may apply to join China Payment and Clearing Association as an associate member.
The highest authority of China Payment and Clearing Association is the member congress, which is composed of all member units participating in the association. The executive body of the General Assembly is the Council, which is responsible to the General Assembly. The Council is responsible for leading the association to carry out its daily work when the members' congress is not in session. When the Council is not in session, the Standing Council shall perform its duties. The association has a board of supervisors, which consists of the chairman of the board of supervisors and several supervisors.
The daily office of China Payment and Clearing Association is the secretariat. The Secretariat consists of ten departments: General Department, Policy Research and Propaganda Department, Law and Rights Protection Department, Membership and Training Department, Business Coordination Department I, Business Coordination Department II, Business Coordination Department III, Technology and Standards Department, Statistics and Information Department and Anti-fraud Laboratory. According to the needs of work, China Payment and Clearing Association has set up nine working committees, including bank card basic payment working committee, prepaid card working committee, online payment application working committee, mobile payment working committee, technical standard working committee, bill working committee, financial technology professional committee, SWIFT user professional committee and anti-fraud working committee.
China Payment and Clearing Association aims to promote member units to achieve the same interests, abide by the national constitution, laws and regulations, economic and financial policies and social ethics, conduct self-discipline management on the payment and clearing service industry, safeguard the competition order in the payment and clearing service market and the legitimate rights and interests of members, guard against payment and clearing risks, and promote the healthy development of the payment and clearing service industry.