1. Mortgage expenses mainly include:
1. Housing survey fee: 90 yuan for each certificate shall be collected by the Housing Authority;
2. Housing appraisal fee: the appraisal price ×0.5%, which will be collected by the appraisal company. Do not need an assessment report, only the initial assessment fee 300 yuan;
3. Mortgage agency fee: the service fee charged directly by the mortgage company, with the standard of loan amount × (1%~1.5%); Different mortgage companies have different standards, which are generally 1% or1.2% of the loan amount;
4. Loan insurance premium: loan amount × 1.2×0. 1%× loan period, which shall be collected by the insurance company. The longest term of second-hand housing mortgage loan is 20 years;
5. Notarial fee for loan contract: 300 yuan for each case;
6. Notary fee for the agreement of the mortgage contract: 300 yuan per piece;
7. Transaction entrustment notarization fee: 200 yuan per piece;
8. Bank provident fund agency fee: each 500 yuan case is charged by the corresponding bank;
9. Registration fee for other rights: 250 yuan for each certificate (500 yuan for each certificate in Panyu) shall be collected by the Housing Authority;
10. Stamp duty on loan: 0.005% of the loan amount, which will be collected by the bank.
Remarks: Among them, most banks don't charge agency fees for bank provident fund.
2. What is the handling fee for second-hand housing mortgage loan? Seek an answer
Second-hand housing mortgage loan application conditions: 1) a natural person with full civil capacity; 2) It is normal for urban residents to pay at least 30% down payment at least half a year ago; (5) Having a stable economic income and the ability to repay loans; 6) Older parents who may affect the repayment of loans can't help you apply for a second-hand housing mortgage loan because your parents are over 50 years old. At the same time, the expenses involved in the mortgage loan of second-hand houses in Hefei have the following dual purposes: appraisal fees, notarization fees, mortgage registration fees, insurance fees and so on. , slightly different; 2) Transaction costs include: transaction supervision fees, deed tax, etc. These fees are collected by the housing management department. Because different banks have different loan interest rates and different handling fees. Therefore, different applicants
3. Is there a mortgage service fee for second-hand houses?
Calculate how much it will cost to decorate your home. Nowadays, many people will choose loans whether they buy new houses or second-hand houses, because they can reduce the economic burden. So is there a mortgage service fee for second-hand houses? What materials should be prepared for second-hand housing mortgage? Next, Bian Xiao will introduce relevant contents to you. Let's have a look. Is there a mortgage service fee for second-hand houses? There is a mortgage service fee for second-hand houses. Mortgage expenses mainly include: 1. Housing survey fee: Housing Authority collects 90 yuan for each certificate. 2. Housing appraisal fee: the appraisal price ×0.5%, which will be collected by the appraisal company. If no assessment report is needed, only the initial assessment fee 300 yuan will be charged. 3. Mortgage agency fee: the service fee charged directly by the mortgage company, the standard is the loan amount × (1% ~ 1.5%), and different mortgage companies implement different standards, usually 1% or 1.2% of the loan amount. 4. Loan insurance premium: loan amount × 1.2×0. 1%× loan period, which shall be collected by the insurance company. The longest term of second-hand housing mortgage loan is 20 years. 5. Notarial fee for loan contract: 300 yuan for each piece. 6. Notarial fee for sub-mortgage contract agreement: 300 yuan/piece. 7. Transaction entrustment notarization fee: 200 yuan per piece. 8. Intermediary fee for bank provident fund: Each case in 500 yuan will be charged by the corresponding bank. What materials should be prepared for second-hand housing mortgage? 1, borrower's ID card. 2. The borrower's income certificate or occupation certificate. 3, the purchase of second-hand housing property certificate. 4. The house sales contract signed by the buyer and the seller, and the transfer account provided by the seller. 5. If the collateral needs to be evaluated, the collateral evaluation report issued by an evaluation institution recognized by the lender shall be provided. 6. The property right of the house purchased * * * A written authorization document that someone agrees to sell the house. 7. Borrower's household registration book. 8. Borrowers with spouses are required to provide proof of marriage. 9. If * * * is the same as the borrower, it is required to provide a written commitment signed by all parties of the borrower to clarify the repayment obligation. 10, other information required by the lender, etc. Abstract: The above is the related content of second-hand housing mortgage service fee introduced by Bian Xiao, hoping to help some friends in need. Enter the area and get the decoration quotation for free. Enter the area and get the decoration quotation for free.
4. What is the bank handling fee for buying a second-hand house?
The mortgage fee for second-hand houses is: 1, and the transaction service fee is: residential 6 yuan/m2 (housing reform, affordable housing and housing 3 yuan/m2); Non-residential 10 yuan/m2. The buyer and the seller each bear half.
2. Registration fee: The ordinary second-hand house belongs to 80 yuan _ _, and shall be borne by the buyer.
3. Deed tax: 65438+ 0.5% of the house price shall be borne by the buyer, and the total expenses shall also be borne by the buyer.
4. Stamp duty on warrants: 5 yuan, the buyer and the seller shall bear half.
5. Agency fee: generally 5‰- 10% of the transaction price, which shall be borne by the buyer and the seller respectively.
6. Appraisal fee: 6,543,800,000 yuan, to be paid by the buyer.
7. Business tax: 5.55% of the difference shall be paid if the real estate license is less than two years old and below.
8. Individual income tax: 1%, which shall be paid by the seller and bear 5.5% of the total house price.