It depends on your personal situation. Large companies have more value-added services, and the service efficiency is high after the accident, but relatively speaking, the premium will be slightly more expensive than that of small companies, and the premium of small companies will be relatively cheap, but the overall service and claim settlement process is naturally not as smooth as that of large companies. If there are no accidents in your life, it is natural to choose less.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.