Legal analysis: Due to the particularity of online loan companies, it is more troublesome to sue. As an individual, it is best to sue the online loan company according to the following procedures: 1. Conduct litigation risk assessment, mainly from whether the evidence is sufficient to ensure the success of the case; The defendant's property status, so as to ensure that the execution can be in place after winning the case. 2. Make a thorough investigation of the debtor's property immediately. 3. Prepare litigation materials to file a case with the court, including the drafting of the indictment, the preparation of evidence, and the preparation of identity materials for both the original defendant and the defendant. 4. Draft and submit the application for property preservation, provide the debtor's property list and provide property preservation guarantee, etc. And seal up the property in advance or at the same time before or when the lawsuit is filed.
5. Through court trial, an effective judgment was obtained. 6. After obtaining a successful judgment, apply for compulsory execution, and force the debtor to repay the loan by means of detention, restriction on high consumption, restriction on leaving the country, and publication in newspapers.
Legal basis: Article 63 of the Civil Procedure Law of People's Republic of China (PRC). Evidence includes: (1) statements of the parties; (2) Documentary evidence; (3) Physical evidence; (4) Audio-visual materials; (5) Electronic data; (6) Testimony of witnesses; (7) Appraisal opinions; (8) Records of the inquest. Evidence must be verified before it can be used as a basis for ascertaining facts.