Only by taking back the ownership certificate of the car can the ownership of the car truly belong to the owner. After paying off the last car loan, get in touch with the loan bank in time and handle the loan settlement certificate. At the same time, get back the vehicle registration certificate and car purchase invoice mortgaged in the bank and go to the local vehicle management office to understand the mortgage procedures. After the formalities are completed, the ownership of the vehicle really returns to our hands.