Nowadays, with the continuous development of social economy, many people will also face the problem of shortage of funds. After some capital shortage problems appear, we can choose to carry out loan activities in banks to deal with them. But unfortunately, everyone's credit information is different. Banks need to judge everyone's credit information. If there is something wrong with the credit information, they can't get a loan from the bank.
The strongest supervision is coming! Completely stop the establishment of new online small loan institutions. China's financial industry has been very developed, especially the loan industry. Now you can see many small loans in the market, and even many small loans have plummeted. In addition, online loans on the Internet provide more interest than bank loans. Although the loan conditions are relatively loose, once a default occurs, it will have a certain impact on the borrower's life. Therefore, in view of the current situation, China's network supervision department officially launched the work of rectifying online loans. All newly established online microfinance institutions and all online microfinance companies must stop.
Warn us not to borrow money online. It also brought us a lot of warnings. First of all, it warns us not to borrow money online at will. Especially for some unsecured small loan companies, if there is a loan situation, the loan company is likely to collect it through various illegal means. It affects not only ourselves, but also our relatives and friends around us.
Online lending is very dangerous. In fact, online lending is also very dangerous. Because the vast majority of online lending companies do not have business licenses and have not been allowed by the banking supervision department. There will even be some fraud companies that require customers to pay a part of the deposit before they can borrow money.