How about easy mortgage of Yingkou Bank? Buying a second-hand house must be seen!

There are many people buying houses now, and most people choose to buy second-hand houses, because good second-hand houses can not only be moved in directly, but also save the trouble of waiting for the renovation, and there is a lot of room for appreciation of second-hand houses with good lots. So how to apply for a loan for a second-hand house? Many city commercial banks have similar businesses. Today, I would like to introduce the easy mortgage of Yingkou Bank to you.

1. How about easy mortgage of Yingkou Bank?

This product is suitable for citizens in Yingkou and Dalian. If you plan to buy a second-hand house, you can go to Yingkou Bank for consultation. There are loans specially suitable for home buyers. Every buyer's qualification is different, and the policy will change. It is better to go directly to the bank.

Here is a brief introduction to the related contents of easy mortgage:

Down payment: If you are a quality customer of Yingkou Bank, the down payment can be as low as 20%. Other users may be 30% or 40% according to the comprehensive evaluation of the situation, not necessarily.

Loan purpose: It can only be used to buy second-hand houses, and relevant purchase vouchers are required. Can not be used for stock trading, investment and wealth management or other places explicitly prohibited by law.

Loan interest rate: the lower limit of loan interest rate shall be managed, and the specific interest rate shall be consulted at Yingkou Bank outlets.

Repayment method: repayment methods such as equal principal and interest and average capital are adopted. The former has the same monthly repayment amount, but the total interest is higher than the average capital, which is suitable for users with general economic conditions. If you have the strength, you can choose the equal principal repayment, which can save a lot of interest.

Lending time: as long as the procedures are simple and complete, it can be approved within three working days. (except in special circumstances)

Second, Yingkou Bank Simple Mortgage Guarantee Law

Mortgage the purchased house.

Mortgage with other houses.

Pledge guarantee provided by taking the movable property or rights of the borrower himself or a third party as pledge.

Guarantees provided by third-party cooperative organizations.