The application must meet the following conditions:
1.18-a natural person aged 60, with a valid physical health certificate.
2. The borrower needs to have a stable job and income and be able to repay the loan on time. Generally, the monthly income is required to be twice as much as the monthly payment.
3. Personal credit information is good and there is no bad credit record.
4. The borrower's actual age plus the loan application period shall not exceed 70 years old. Living in Guangzhou, if you encounter financial difficulties, you will consider applying for a loan from the bank. The idea is good, but the reality is cruel. Due to the high threshold of bank loans, it often fails to meet the requirements of banks.
At this time, we will consider applying for a loan from Guangzhou Mortgage Corporation. After some collection and sorting, Bian Xiao compiled a list of the top ten mortgage companies. Next, let's take a look at which mortgage companies topped the list. Top Ten Mortgage Loans in Guangzhou _
1。 Guangzhou Microfinance Co., Ltd. Guangzhou Microfinance Co., Ltd. is a new joint-stock enterprise and social natural person initiated by Anhui Supply and Marketing Corporation and funded by provincial cooperative investment enterprises, some city and county supply and marketing cooperatives and their investment enterprises. The company was approved to start business in June 2009 with a registered capital of 65,438+65 million yuan.
2. Guangzhou Liwan Xinde Microfinance Co., Ltd. Guangzhou Liwan Xinde Microfinance Co., Ltd. Xinde Microfinance Co., Ltd. is the only microfinance company in Liwan District with a registered capital of 654.38 billion yuan, which was officially opened in June 2065.438+00.
3。 Guangzhou Mortgage Technology Microfinance Co., Ltd. Guangzhou Mortgage Technology Microfinance Co., Ltd. was established in February, 201/with a registered capital of 373 million yuan. It is the first scientific and technological microfinance company group, other state-owned enterprises and private shareholders in Nanjing with the goal of supporting the development of small and medium-sized scientific and technological enterprises, Jiangsu Credit Re-guarantee Co., Ltd. as the main sponsor and Jiangsu High-tech Investment. 4。 Guangzhou Fengrun Small Loan Co., Ltd. The business scope of Guangzhou Fengrun Small Loan Co., Ltd. is mainly to issue small loans, carry out intermediary business other than deposits, asset leasing and credit guarantee business. Its business mainly covers the industrial chain of Beiben Heavy Truck, the affiliated enterprises of Yiji and Beizhong Group, and other social businesses.
5. Guangzhou Yuexiu Hai Yin Microfinance Co., Ltd. Guangzhou Hai Yin Microfinance Company was incorporated in Guangzhou Administration for Industry and Commerce on May 4, 2009, and officially opened on June 0, 2009. It is one of the first pilot small loan companies in Guangzhou.
6. Guangzhou Bangxin Microfinance Co., Ltd. Guangzhou Bangxin Microfinance Co., Ltd. is a microfinance company with the background of central enterprises. Bangxin Rong Hui Investment Holding Co., Ltd. is the main investor, with the approval of Beijing Financial Work Bureau, with a registered capital of 200 million yuan.
_ 7. Guangzhou Luogang Blonde Microfinance Co., Ltd. Guangzhou Luogang Blonde Microfinance Co., Ltd. Blonde Microfinance Co., Ltd. was established on June 20 10, with Blonde Technology Co., Ltd. (600 143sh) as the main sponsor with a registered capital of 200 million yuan. The company adheres to the principle of "using less to release more", serves "agriculture, rural areas and farmers" and small scientific and technological enterprises, promotes economic development, and effectively alleviates the financing difficulties of small enterprises.
8. Guangzhou Zengcheng Xinyue Microfinance Co., Ltd. Xinyue Microfinance Co., Ltd. is the first licensed microfinance company in Zengcheng, Guangzhou. Mainly sponsored by Guangzhou Jin Hao Group Co., Ltd., with a registered capital of 1 100 million yuan.
9. Guangzhou Tongxing Microfinance Co., Ltd. Guangzhou Tongxing Microfinance Co., Ltd., with a registered capital of 10 1 billion yuan in 20/3 years, is a large-scale microfinance institution in China. In practice and innovation, the company has developed a series of special credit products, and customized a number of special loans for customers, such as seedling loans, fungus loans, tea loans, rape loans and wood loans. According to the characteristics of different industries.
10. Guangzhou Yaliancai Microfinance Co., Ltd. 201kloc-0/1Chengdu Yaliancai Microfinance Co., Ltd., a Hong Kong-invested microfinance company, officially opened.