Small and micro enterprises that open a settlement account in China Agricultural Bank, pay taxes in good faith and authorize our bank to use tax data can apply for loans by logging in the electronic channel designated by China Agricultural Bank. The maximum loan amount is 6,543,800 yuan, and the minimum is 6,543,800 yuan. For online and offline handling by individual branches, the maximum loan amount shall not exceed 3 million yuan (inclusive), and the longest loan term shall be 654.38+0 years. The specific amount is affected by the deposit balance, wealth management and one-year sales income of ABC.
2. China Construction Bank-Tax Easy Loan
RMB credit business for production and operation turnover issued by China Construction Bank to high-quality small and micro enterprises that pay taxes in good faith according to tax information. Business owners can click "Small and Micro Enterprises" on the homepage of CCB official website, and select "Business Application-Immediate Application-Online Banking Revolving Loan Application" to apply. The longest loan period is 1 year, and the maximum loan amount for a single household does not exceed 4 million yuan. The specific amount is approved according to the average tax payment of the enterprise in the last two years, the tax credit rating in the last two years, the evaluation results and the account opening in China Construction Bank.
3. Ping An Bank-Tax Loan
Ping An Bank provides tax loans to tax paying enterprises, with a maximum amount of 3 million yuan. Without mortgage guarantee, it can apply with tax information of value-added tax and income tax. Business owners can add to the "micro-anti-tax loan" channel and submit applications online. After passing the pre-examination, the business owner will provide the loan account manager of Ping An Bank with basic information of the enterprise, including business license/organization code certificate/tax registration certificate, articles of association/loan card, legal person, identity certificate of actual controller, etc.
4. Industrial and Commercial Bank of China-Tax Flash Loan
Application amount: up to 300,000.
Loan interest: 4.79%- 12.6%
Application conditions: Taxpayers who pay taxes normally and stably in Guangdong Province (excluding Shenzhen) 1 year can apply.
Application method: After paying attention to Guangdong tax, select Micro-tax _ Personal Business in the menu bar, and select Bank-tax interactive online business.
5. Agricultural Bank of China-Netjet Loan
Guangdong Branch of Agricultural Bank of China provides full credit loans to natural taxpayers in Guangdong Province with good tax payment and good personal credit record.
Application amount: the amount is10-800,000.
Application conditions:
1, business license 1 year or above;
2. There are no more than three credit loans under the name of the company, and there are no concern loans. You can apply if you pay more than 20 thousand yuan a year.
Application method: Taxpayers can apply online through the bank/online banking of Agricultural Bank of China only by authorizing Agricultural Bank of China to inquire about their tax information on the official account of "Guangdong Taxation" WeChat.
6. China Construction Bank-Cloud Tax Loan
Application amount: the maximum credit is 2 million, which can be recycled within one year and repaid with the loan.
Application conditions:
1. Individual industrial and commercial households and small and micro enterprises with tax levels of A and B.
2. Manage in good faith, pay taxes according to law, and have no record of illegal taxation.
3. Business owner 18-60 years old, non-Hong Kong, Macao and Taiwan and foreigners.
4 enterprises and business owners have good credit records, and the loans of financial institutions are not higher than 5 million yuan.
5. Open a unit settlement account in CCB.
Application method: "Small and Micro Fast Loan" mobile banking client.
Operating environment: mobile phone model nave4e, browser version 12. 1.0000.