Changji Personal Loan/Office Worker Loan/Personal Entrepreneurship Loan Lending on the same day
Unsecured bank loan (high amount, 20,000-50,000? ), commercial loans, consumer loans and so on. Provide customers with safe, convenient, fast and effective services. Our service tenet: honesty, equality, high efficiency and mutual benefit.
Unsecured loan: 2-50 thousand 2-day loan! Personal loan/office worker loan/self-employed loan will be released on the same day.
1. Personal micro-loan (personal loan, 20,000-30,000 yuan): unsecured credit loan.
Two, unsecured loans, unsecured, unsecured, 20 thousand-3 million yuan (in line with one of the following loans.
).
1. You or your spouse have a house or a car in this city (both houses and cars mortgaged to the bank can be loaned).
2. Office workers (technicians, white-collar workers, civil servants and institutions) have stable workers with a salary of 2,000 yuan.
Above (pay by bank transfer or have a bank journal).
Application conditions, information and amount of personal business loans
Application conditions
Have full capacity for civil conduct and be under 50 years of age.
Hold the industrial and commercial business license, tax registration certificate and relevant business license issued by the administrative department for industry and commerce.
Engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule.
Good credit standing, law-abiding, no bad credit and debt records, and can provide mortgage, pledge or guarantee recognized by the bank.
Having a fixed domicile and business premises in the agency.
Other conditions stipulated by the bank.
Application material
Identity documents of the borrower and spouse (including the original resident identity card, household registration book or other valid residence permit) and proof of marital status;
Proof of repayment ability such as personal or family income and property status;
Business licenses and business licenses of relevant industries, relevant agreements, contracts or other materials for loan purposes;
Guarantee materials: the ownership certificate and list of the mortgaged property or pledge, the certificate that the person who has the right to dispose of it agrees to mortgage (pledge), and the mortgage (pledge) evaluation report issued by the evaluation department recognized by the bank.
loan limit
The maximum amount of personal venture loan shall not exceed 70% of the total liquidity required by the borrower for normal production and business activities, purchase (installation or repair) of small equipment (machines and tools) and franchise chain operation.
The term of personal venture loan is generally 2 years, and the longest is not more than 3 years, of which the longest term of working capital loan for production and operation is 1 year.
Personal business loans shall be subject to the fixed loan interest rate promulgated by the People's Bank of China, and the interest rate may fluctuate within the prescribed range.